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La Imaculada (Cuenca) Group
In this Group: Rosa Libia, Esther Yolanda, Rosa Cristina, Matha Adriana, Rosa Amelia, Ana Lucía, Darwin Ruben
The 'La Inmaculada' community bank is made up of six women and one man who are friends and acquaintances. They live in a community in Santa Ana (Cuenca) parish. This is a cold-climate area but the people are very warm and they maintain the culture and traditions of their parents. They work in animal raising and farming and many people work in the city and return home at night. The members of this group are very charismatic. They are tenacious people who work every day to improve their financial situation and get ahead in life together with their families.

One of the members of this group is Ana Lucía who lives in a community in Santa Ana parish. Ana Lucía is 22 years old, married, and has two children from her marriage who are 6 and 3 years old. Her eldest son attends a local elementary school. Her husband works in construction as a builder. They own the house in which they live, having obtained it through their joint work.

Ana Lucía remains at home and cares for her children who are still young. While she is at home, she raises pigs, guinea pigs and rabbits which she sells when she has a financial need to do so.

This is Ana Lucía's third loan through her community bank which she was invited to join by a friend. She will invest her loan money in buying chickens and feed for them.

Ana Lucía's goal is to buy herself a vehicle.
View original language description ↓
El banco comunal La Inmaculada está formado por 6 mujeres y un hombre quienes son amigos y conocidos, vive por una comunidad perteneciente a la parroquia de Santa Ana (Cuenca), este lugar es de clima frió pero su gente es muy cálida y mantienen la cultura y tradiciones de sus padres. Se dedican a la cría de animales, a la agricultura y mucha de su gente labora en la ciudad y regresan por la noche a sus hogares. Nuestras socias tienen un gran carisma, son personas luchadoras y trabajan todos los días para mejorar su economía y salir adelante con sus familias.

Una de las integrantes de este grupo es la Señora. Ana Lucía, vive por una comunidad que pertenece a la parroquia de Santa Ana.

Tiene 22 años, es casada y en su unión conyugal ha concebido 2 hijos de 6 y 3 años de edad, su primer hijo estudia en una escuelita del sector. Su esposo labora en el área de la construcción como albañil, la casa en la que viven es de su propiedad siendo el esfuerzo del trabajo conyugal.

Doña Ana Lucía pasa en casa y cuida de sus hijos que aun se encuentran pequeños, como pasa en casa se dedica a la cría y venta de cerdos, cuyes y conejos los que los vende cuando tiene alguna necesidad económica.

En el banco comunal se encuentra en su tercer crédito al cual fue invitada por una amiga. El dinero de su crédito lo va a invertir en la compra de pollos y en alimento para los mismos.

Su meta es de comprarse un vehículo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,600
    Average annual income
  • 96
    View loans »
    Ecuador Loans Fundraising
  • $24,110,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of La Imaculada (Cuenca) Group's $2,050 loan helped a member to buy chickens and feed.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 11, 2011
Listed
Sep 13, 2011
Currency Exchange Loss:
N/A
Ended:
Mar 15, 2012