Elva is an enterprising and combative woman who is 41 years old and single with a young son of school age. She is a member of the new Santa Rosa de Lima – Jauja communal bank. At present, she sells cakes and, also, 'Unique' cosmetics. As we can see, Elva dedicates her time to many jobs, with the intention of improving herself each day and providing her son with a better quality of life and a better education.
She is requesting a loan to buy more Unique cosmetics in order to generate more income and at the same time, to have more products to offer.
In the future, Elva would like to have a store in the commercial zone, so she can better display these Unique products.
In the photo, Elva is wearing a black coat and a mustard coloured polo shirt, and is located to the left of the woman in the white sweater.
La Sra. Elva emprendedora y luchadora de 41 años de edad, soltera con 1 hijo menor de edad en etapa escolar ,es socia de la nueva alcancía comunal Santa Rosa de Lima-Jauja , se dedica actualmente a la venta de pasteles ,también se dedica a la venta de productos unique ,como podemos observar Elva se dedica a muchos trabajos con la intención de ser mejor cada día y dar a su hijo una mejor calidad de vida y buena educacion.Solicito este préstamo para poder comprar más productos unique ,para así generar más ingresos y a la vez poder tener más productos en oferta .Elva desea para el futuro tener una tienda en una zona comercial , para poder mostrar mejor los productos de unique .
En la foto Elva viste una casaca color negro y polo color mostaza, se encuentra ubicada a lado izquierdo de la Sra. que viste una chompa color blanco.
EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.