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Teresa Jacqueline
In the city of Portoviejo, capital of the Province of Manabí, known for many years as the City of the Royal Tamarind Trees, the members of the 8th of December Communal Bank get together every fifteen days. In this place we meet Teresa, 43 years old, married and from this relationship they have four children, two adults and the other two are 17 and 14 years old, and are studying at school. The older children are professionals and all of them live with her. Her husband is an industrial mechanic.

In order to earn her own money our friend sells all types of clothing. She sells door-to-door and also from her home and many of her clients visit her when they need something to wear. She works 3 or 4 days a week, granting the customers credit, which they pay on the weekend. Whenever necessary she goes to Quito to replenish her supply. She has been doing this for more than 18 years and she has done very well and has many clients.

The loan she receives will be used to buy more merchandise such as pants, blouses, t-shirts and children’s clothing. She has been a member of the Communal Bank for 8 years and she likes it because the group is so united.

Her dream is to see that all her children finish their education and become good professionals.
View original language description ↓
En la ciudad de Portoviejo, capital de Manabí conocida desde hace muchos años como la ciudad de los reales tamarindos, se reúnen cada quince días las socias del Banco Comunal 8 De Diciembre.

En este lugar conocimos a la señora Teresa, tiene 43 años de edad, está casada y de esta relación tienen cuatro hijos, dos mayores de edad y dos de 17 y 14 años los mismos que estudian en colegio, los mayores ya son profesionales y todos aun vive con ella. Su esposo es mecánico industrial.

Nuestra amiga para obtener sus propios ingresos se dedica a la venta de ropa de todo tipo, su forma de venta es puerta a puerta y también vende en su casa ya que muchos de sus clientes la visitan cuando necesitan una prenda de vestir. Trabaja tres o cuatro días a la semana, deja a crédito y cobra cada fin de semana. Su mercadería la va a comprar a Quito cada vez que necesite. Tiene más de 18 años que se dedica a esta actividad y le ha ido muy bien ya que tiene mucha clientela.

Este crédito lo va emplear en comprar más mercadería como: pantalones, blusas, camisetas y ropa de niños. Está en el Banco Comunal 8 años y le gusta porque el grupo es muy unido.

Sus sueños es ver que todos sus hijos terminen sus estudios y sean buenos profesionales.


About Ecuador

  • $10,200
    Average annual income
  • 38
    View loans »
    Ecuador Loans Fundraising
  • $23,094,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Teresa Jacqueline to buy more merchandise such as pants, blouses, t-shirts and children’s clothing.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 17, 2011
Listed
Sep 12, 2011
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2012