Esther is 37 years old and is married with two children, ages 18 and 22, who are attending school and living at home. She lives in Barnersville and her husband is a pastor. Unfortunately, Esther had to stop her education at twelfth grade due to financial problems. For the past 21 years, she has been selling bags of charcoal in her community. Esther is the only one selling charcoal bags in her community and she is able to make a lot of profit.
Esther is requesting a loan to purchase more charcoal. In the future, she plans to build a house and continue to send her children to school.