Khayala a is a hard-working, smart and conscientious young woman. She is 31 years old, married and has two adorable daughters. Together with her husband, she is involved in livestock breeding. She looks after and feeds livestock during the day. She sells cattle for meat profit and her monthly profit is 300 USD. She fattens up livestock for 3-5 months and then sells it at a profitable price at the market.
Khayala wants to expand her business and maximize her profit in order to improve her living conditions. She is requesting a loan in the sum of 1,000 AZN for the purchase of livestock and to build a shed to keep her animals in appropriate conditions.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.