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Davit is a doctor. Unfortunately his salary is too low to cover the family's daily costs. So Davit also cultivates land and keeps livestock. Davit needs some financial investments to cultivate the land. With the requested loan Davit plans to pay purchase forage and fertilizer. With the help of this loan Davit will develop his business and get more income. Additional income means improved living conditions for Davit and his family. Davit lives together with his wife, two daughters and mother-in-law.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 133
    View loans »
    Armenia Loans Fundraising
  • $14,333,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Davit to pay for forage and fertilizer.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 9, 2011
Oct 1, 2011
Currency Exchange Loss:
Sep 17, 2013