Delphine is a 43-year-old shop keeper who lives in the town of Rutoki in the center of Burundi in the Gitega Province. She has been in the trade of bananas for 3 years. She is also a farmer. She did not attend school. She is married to Stanislas and they have 7 children together 3 of which are in elementary school. The Kiva loan of 150,000 francs burundais that she will obtain will allow her to increase her capital in order to buy a large quantity of bananas to resell in order to realize a large profit. She is a member of the Community group "TWITERITEKA".
Delphine est une commerçante âgée de 43ans qui habite dans la localité de Rutoki au centre du Burundi dans la Province de Gitega. Elle fait le commerce de bananes depuis 3ans. Elle est aussi cultivatrice.Elle n’a pas fréquenté l’école. Elle est mariée a Stanislas et ont ensemble 7 enfants dont 3 sont a l’école primaire.
Le crédit Kiva de 150,000 francs burundais qu’elle obtient lui permet d’augmenter son capital pour acheter une grande quantité de bananes à revendre afin de réaliser de grands bénéfices.
Elle est membre du groupe Communautaire« TWITERITEKA»
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.