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Mrs. Sam, 26, is from Kampong Chhnang Province and cultivating rice is part of her daily routine. Rice is an essential product very important to Cambodian people. She learned to do this from her grandmother. Her husband, Song, assists her with the farm work. On the other hand, Mrs. Sam’s husband also works as a building worker to generate extra profit. They are blessed with two children who still depend on their incomes. Because this is the rainy season, the rain often falls down and it is hard for them to keep their firewood. Their firewood always wets when it rains cats and dogs. Because of that, Mrs. Sam would like to borrow some funds from Kiva in order to buy a cart for storing up her firewood in a dry place and she can also uses it to pick up other merchandise.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 41
    View loans »
    Cambodia Loans Fundraising
  • $38,746,925
    Funds lent in using Kiva
  • 4,075.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Sam to buy a cart for storing up her firewood.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 26, 2011
Oct 1, 2011
Currency Exchange Loss:
Jun 15, 2012