Check out some available loans that are similar to this one!
Angelica Maria
Angélica, 33, lives in the south part of the city and has a variety store where she sells cosmetics, stationery items, women’s accessories and items for the home. She also offers telecommunication services. She also sells products that she promotes via catalogue. She sells for cash and also on credit.

Her main customers are located in her own neighborhood and in surrounding areas and are mostly women and young people in general. Her business experience started in 2003 selling pharmaceuticals due to an inclination she had toward working in the health sector and because her mother had started her adventure into independent work applying her severance pay to the establishment of a pharmacy and Angélica helped her.

When she traveled to another country and left her mother’s pharmacy it went bankrupt and once Angélica returned she went into the sale of miscellaneous merchandise that she’d purchased in that country that is to say, infant wear, that she gradually added other merchandise to.

She added the telecommunication services with help from her mother-in-law and she also became associated with catalogue sales firms and sells their products, especially the ones that are on special promotion or especially seasonally priced, there. With all this she’s managed to cover expenses for her one-year-old son and to get ahead with him.

Her Kiva loan is the first financing she gets from Fundación Mario Santo Domingo and she’ll use it to buy stationery items, school supplies, accessories and another telephone plan because she only has one now and the others are leased. Her goal for later on is to attain independence between family life and business and this is why she dreams with being able to separate the store from her living quarters to attain this much desired tranquility.
View original language description ↓
Angélica de 33 años vive al sur de la ciudad y tiene un negocio de miscelánea, mediante el cual vende cosméticos, papelería, accesorios femeninos, artículos para el hogar ; ella también ofrece los servicios de telecomunicaciones, además de distribuir mercancías que promociona mediante guías especializadas de productos. Sus ventas las realiza de contado y también a crédito, sus principales clientes e encuentran en el bario donde habita y en los alrededores del mismo siendo sus principales clientes mujeres y jóvenes en general. Su experiencia de negocio inició cuando en el año 2003 vendía productos de farmacia, debido a su inclinación hacia el trabajo en la salud y porque su madre había emprendido su aventura de negocio después de aplicar su liquidación al montaje de una farmacia y Angélica la ayudaba. Cuando viajó a otro país y dejó la farmacia de su madre, este negocio quebró y una vez regresó Angélica emprendió su variedades, con la mercancía que había comprado en ese país, es decir con ropa para bebe, a la que fue gradualmente agregando otros productos y con la ayuda de su suegra los servicios de telecomunicaciones ; así mismo se vinculó a empresas que venden productos por catalogo y desde allí ofrece las mercancías que exhiben y especialmente las que están en la oferta del periodo. Con ello ha logrado apoyar los gastos de su hijo de 1 año y salir adelante con el. Su credikiva es el primer financiamiento que hace a la Fundación Mario Santo Domingo, con el comprara papelería, útiles escolares, accesorios y otro plan telefónico porque solo tiene 1 y los otros son alquilados. Su meta mas adelante es lograr la independencia entre la vida familiar y la vida de negocio, por eso sueña con separar el local de su vivienda, para lograr el tan anhelado sosiego.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 192
    View loans »
    Colombia Loans Fundraising
  • $12,868,250
    Funds lent in using Kiva
  • 1,782.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Angelica Maria to buy paper goods, school supplies, accessories and another telephone plan.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 30, 2011
Listed
Sep 12, 2011
Currency Exchange Loss:
Covered
Ended:
Feb 17, 2013