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Darlys
Darly, 30, has a store, and fish and oyster shop in the Los Olivos neighborhood in the southwest part of the city where she lives with her spouse and three children ranging in ages from 2 to 7 years. When she started her experience in business she did so in the town of Salgar located at the seashore in 2008 with a restaurant selling rice with seafood and fish soup. Her first customers there were beachgoers. Currently, she dreams with owning a large restaurant specializing in seafood and located in a space of her own.

Her greatest challenge is attaining sufficient working capital to reach this goal and this is why she strives daily to be able to reach it. Her Kiva loan is the first financing she gets from Fundación Mario Santo Domingo and she’ll use it to buy foodstuffs, vegetables and fruit to improve sales and also her income. While she strives to reach her goals, she manages the business with a profit margin of no less than 20% and 90% autonomy, financial indicators from which we can project potential growth and augur a successful investment.
View original language description ↓
Darly de 30 años tiene un negocio de tienda, pescadería y ostrería en el barrio Los Olivos, al suroccidente de la ciudad donde vive con su cónyuge y sus tres hijos en las edades de 2 a 7 años. Cuando inició su experiencia de negocios lo hizo en el municipio de Salgar, ubicado a orillas del mar, en el año 2008 con un restaurante vendiendo arroz de mariscos, sopa de pescado; allí sus primeros clientes fueron los visitantes de las playas. En la actualidad sueña con tener un restaurante de gran tamaño especializado en comidas marinas y en un local propio. Su mayor desafío es lograr el capital de trabajo suficiente para lograr la meta, por eso se esmera diariamente para poder alcanzarlas. Su credikiva es el primer financiamiento que hace a la fundación Mario Santo Domingo, con el cual comprará víveres, verduras, y frutas para mejorar sus ventas y también sus ingresos. Mientras se esfuerza en lograr sus metas maneja en su negocio una utilidad no menor del 20% y una autonomía del 90% indicadores financieros desde los cuales se proyecta su potencial crecimiento y auguramos su exitosa inversión.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 528
    View loans »
    Colombia Loans Fundraising
  • $14,691,000
    Funds lent in using Kiva
  • 1,782.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Darlys to buy foodstuffs, vegetables and fruit.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 26, 2011
Listed
Sep 12, 2011
Currency Exchange Loss:
Covered
Ended:
Oct 18, 2012