Rayil is 62 years old and a responsible man. He is married and has two daughters and two sons, all of whom are married. Rayil and his wife did their best to provide a better life for their children.
All of his life, Rayil has been buying and selling animals. With help from his eldest son, Rayil sells dairy and meat in the local bazaar. He is a hardworking man and wants to expand his animal-breeding business. For this reason, he decided to apply for his second loan from AqroInvest. He requested 1500 Azerbaijan New Manats (AZN) to buy 10 more sheep and feed for them. He hopes that the extra income this loan will provide will allow him to improve his family's quality of life.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.