TRINITE (TRINITY) is a group of three people, who reside in the same district in Bénin. The leader of the group, Akuta Isabelle (whose hand is raised in the photo), is 37 years old and is married to a policeman named Joseph. The couple has two children, both in school, and in their care. Akuta Isabelle lives together with her husband and their children. The couple provides for the needs of the household together. Akuta Isabelle went to school. In order to support her children and to ensure that their needs are met, Akuta Isabelle has carried out her business for 18 years, the sale of fabric using a delivery system. Akuta Isabelle buys her products in Bénin. It is the second time that Akuta Isabelle has asked for a loan from ALIDé, the loan is certain to allow Akuta Isabelle and the other members of the TRINITE (TRINITY) group to increase their stock of products and to better respond to the needs of their customers.
TRINITE est un groupe de trois personnes, dont les membres résident dans le même quartier au Bénin. La représentante du groupe, Akuta Isabelle (dont la main est levée sur la photo), est âgée de 37 ans et est mariée à un policier du nom de Joseph. Le couple a deux enfants, tous scolarisés, et à leur charge. Akuta Isabelle vit ensemble avec son mari et ses enfants. Le couple subvient ensemble aux divers besoins du ménage. Akuta Isabelle est allée à l'école. Pour se prendre en charge et assurer les besoins de ses enfants, Akuta Isabelle mène comme activité depuis dix huit ans, la vente de tissus par le système de livraison. Akuta Isabelle achète ses produits au Bénin. C’est la deuxième fois que Akuta Isabelle sollicite un crédit auprès de ALIDé, crédit qui permettra certainement à Akuta Isabelle et aux autres membres du groupe TRINITE, d’accroître leur stock de produits et de mieux répondre aux exigences de leur clientèle.
Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.
Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.