The NOUNAGNON D'AKASSATO group is made up of three persons who all live in the same neighborhood in Bénin. It's the third time that this group is requesting a loan from ALIDé, so as to expand their businesses. The representative of the group, Delphine, is the one raising her hand in the photo.
Delphine, 47, is married to a retailer named Christophe. The couple has two children, both enrolled in school and living with their parents. Delphine and her husband share in supporting their family.
In order to provide for herself and improve her standard of living, Delphine has been selling various goods (tinned foods, soap, maize, etc.) for about 20 years, out of her home. She buys her supplies in Bénin. Wishing to satisfy her clientele and grow her income, Delphine is requesting a third loan, together with the others in the group called NOUNAGNON D'AKASSATO.
Le groupe NOUNAGNON D'AKASSATO est composé de trois personnes qui vivent tous dans le même quartier au Bénin. C'est la troisième fois que ce groupe sollicite l'aide financier de ALIDé, afin d'élever le niveau de son activité. La représentante du groupe, du nom de Delphine est celle qui a la main levée sur la photo. Delphine est âgée de 47 ans et est mariée à un commerçant du nom de Christophe. Le couple a deux enfants, tous scolarisés et vivant avec eux. Delphine et son mari assurent ensemble les différentes charges de la famille. Afin de se prendre en charge et d'améliorer son niveau de vie, Delphine exerce depuis vingt ans environs, comme activité la vente de produits divers (conserves, savons, maïs, etc.) à son domicile. Delphine s'approvisionne au Bénin. Dans la quête de la satisfaction de sa clientèle et pour accroître son revenu, Delphine sollicite, ensemble avec les autres du groupe NOUNAGNON D'AKASSATO, un troisième crédit.
Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.
Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.