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Yohana, a 36-year-old lady who is married to Edy, a 38-year-old man, is the mother of four children: Beny, 10, in the fourth grade of Elementary School; Evy, 7, in the second grade of Elementary School; Lena, 3 and Feny, 1 year old. The family lives in a very simple house comprised of a zinc roof, ground floor and palm tree branches.

Eight years ago, with a small amount of capital from her husband, Yohana started a small kiosk business selling goods such as noodles, sugar, coffee, snacks, cigarettes, detergent, soap, etc. She is grateful that the income generated from this business can assist her husband in meeting their daily needs.

Yohana is planning to improve her business by adding more products, and so is requesting a loan of IDR 5,000,000 to purchase items such as rice, kerosene, sugar, coffee, wheat flour, eggs, cigarettes, etc. She has repaid all previous loans from TLM’s Group Lending Program, and really hopes that TLM will continue to support her efforts to improve her business.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 12
    View loans »
    Indonesia Loans Fundraising
  • $5,460,425
    Funds lent in using Kiva
  • 8,528.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Yohana to purchase more products for her business such as rice, kerosene, sugar, coffee, wheat flour, eggs, cigarettes, etc.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Aug 23, 2011
Sep 8, 2011
Currency Exchange Loss:
Dec 17, 2013