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Jack Willard
Sr. Jack Willard is known for being a hardworking person who provides for the welfare of his home and maintains the family that he loves by providing better conditions. Jack Willard is known as an excellent worker with good values, thus enabling him to earn the respect of many people.

He came to the CEPRODEL branch in El Sauce to request a loan so that he could expand the conditions at home. The loan he requested will be used to buy construction materials such sand, cement, and bricks so that he can build an extension to his house and provide better conditions for his family.
View original language description ↓
El señor Jack Willard se ha caracterizado por ser una persona muy trabajador debido a que ha sabido llevar el bien estar de su casa y a logrado mantener a su familia que tanto ama y aprecia en mejores condiciones. El se caracteriza por ser un excelente trabajador y con buenos valores morales ha hecho que se gane el aprecio de muchas personas.
Actual mente a acudido a Ceprodel El Sauce, con el fin de solicitar un crédito para ampliar las condiciones de su vivienda, para ello está solicitando el crédito, para la compra de materiales de construcción, tales como: Arena, Sementó y ladrillo, con esto empezara a la construcción de un anexo a su vivienda, para las mejores condiciones de su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 79
    View loans »
    Nicaragua Loans Fundraising
  • $25,384,750
    Funds lent in using Kiva
  • 22.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Jack Willard to purchase sand, cement, and bricks so that he can build an extension to his house.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Aug 12, 2011
Oct 5, 2011
Currency Exchange Loss:
Jun 2, 2012