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Duilio Antonio
This client works hard at his job as a high school teacher. He is the father of three school-age children. He is requesting a loan for improving the condition of his home.

This will be his 11th loan with CEPRODEL and he has repaid all of his loans in a satisfactory manner. He hopes to continue working with microloans because they are the only way for him to make a few improvements to his home.

View original language description ↓
Este cliente ejerce la ardua labor de la enseñanza como maestro de educación secundaria, es padre de tres hijos todos en edades escolares, solicita crédito para mejorar las condiciones de su hogar, con la institución es el crédito número once los cuales los ha pagado de forma satisfactoria y espera continuar trabajando con estas micro financiera porque esta es la única forma de hacer algunas mejoras en el hogar.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 110
    View loans »
    Nicaragua Loans Fundraising
  • $24,832,275
    Funds lent in using Kiva
  • 22.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Duilio Antonio to purchase construction materials for home improvements.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 22, 2011
Oct 2, 2011
Currency Exchange Loss:
Nov 26, 2012