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Tea is 26 years old. She got married couple of years ago and now lives with her husband, Valerian, and her mother-in-law in the village Gulgula, Kakheti District. Tea is an English teacher who teaches local children and youth. She gives lessons at home and is busy five days a week, earning a monthly income of 450 GEL. Her family also farms which provides an additional source of income, led by Valerian and his mother.

Tea is requesting a loan to purchase materials and renovate her bathroom and kitchen. These two rooms in the house are in bad condition and this renovation will provide her family with a better house and living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Georgia

  • $6,100
    Average annual income
  • 42
    View loans »
    Georgia Loans Fundraising
  • $7,901,050
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Tea to purchase materials for a kitchen and bathroom renovation.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 15, 2011
Sep 8, 2011
Currency Exchange Loss:
Feb 15, 2012