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Maria Luisa
This woman is originally from Telica. She currently works as an elementary school teacher in the town of Mina de Limón, which is under the jurisdiction of Larreynaga Malpaisillo. Her family consists of herself and her son, since she is a single mother.

This is the first loan she has received under the agreement with CEPRODEL that was signed by her school. She will use the loan for home improvements so that she can continue upgrading her conditions and her standard of living.

View original language description ↓
Esta señora es originaria de telica, actualmente se está desempeñándose como maestra de Educación Primaria en el poblado de mina el limón jurisdicción de larreynaga malpaisillo, su núcleo familiar está compuesto por ella y su hijo, ya que es madre soltera y es el primer financiamiento recibido atravez del convenio firmado por dicho colegio, ya que el crédito será utilizado para mejoramiento de vivienda y de esa manera continuar mejorando sus condiciones y nivel de vida.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,409,250
    Funds lent in using Kiva
  • 22.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Maria Luisa to pay for materials and labor required for home repairs.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 31, 2011
Sep 9, 2011
Currency Exchange Loss:
Nov 25, 2012