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Douglas Antonio
Douglas is 45 years old, married and has five children but only four still depend on him and they are school age. Douglas calls upon Ceprodel’s office to request a home improvement loan. The loan will be used to buy building materials and supplies to replace the ceiling in his house because it’s in bad shape. All of this is so that his family can enjoy better living conditions at home.
View original language description ↓
Douglas, tiene cuarenta cinco años de edad, es casado y con cinco hijos pero solo cuatro dependen actualmente de el y estos se encuentran en edad escolar.
Douglas acude a las oficinas de ceprodel para solicitar un préstamo para el mejoramiento de su vivienda, por lo que este préstamo será utilizado en la compra de materiales de construcción para reparar el cielo raso de su casa de habitación ya que este se encuentra en mal estado.
Todo esto es para que su familia goce de mejores condiciones de una vivienda.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 97
    View loans »
    Nicaragua Loans Fundraising
  • $24,800,300
    Funds lent in using Kiva
  • 22.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Douglas Antonio to buy building materials and supplies.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Aug 27, 2011
Sep 9, 2011
Currency Exchange Loss:
Dec 23, 2012