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Maria De La Concepcion
This lady, Maria, is a originally from the town of Telica. She is retired, after 29 years working as a school teacher in Esquipulas and at San Ramón school in the city of León. Maria's household consists of 10 people, including her husband and eight children. The youngest two are studying at university and the rest are working professionals. Her goals were achieved during the time she worked, as described above.

Maria has been a client of this organization since 2003, and the loans she has received have helped to improve living standards and conditions for herself and her family.
View original language description ↓
Esta señora es originaria del poblado de telica, actualmente esta jubilada, pero su actividad laboral la ejerció impartiendo clases en el instituto señor de esquipulas de esta localidad y el colegio san Ramón en la cuidad de león, por espacio de 29 años, su unidad familiar se compone de 10 personas ella su esposo y 8 hijos de los cuales solo 2 están estudiando carreras universitarias que son los menores el resto son profesionales, meta lograda por sus esfuerzos en el tiempo que laboro como esta descrito anteriormente, esta señora es cliente de la empresa desde el año 2003, ya que dichos créditos le han ayudado a mejorar sus condiciones y nivel de vida.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $3,636
    Average annual income
  • 144
    View loans »
    Nicaragua Loans Fundraising
  • $24,094,200
    Funds lent in using Kiva
  • 22.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Maria De La Concepcion to construct the roof of her home, and purchase metal roofing, beams, nails, blocks, cement, sand and manpower.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 17, 2011
Listed
Sep 9, 2011
Currency Exchange Loss:
Possible
Ended:
Nov 20, 2012