Check out some available loans that are similar to this one!
La Orquidia Group
In this Group: Alba Alejandrina , Alba Liliana , Adela Del Carmen , Carolina Marlen
Alba Alejandrina is known for being quiet and kind, and fortunately, up to now she has not suffered from any illness. She is 42, a small business owner, married, with 2 sons and 2 daughters. She lives in the Nueva Esperanza neighborhood, in the Danli municipality.

She has sold groceries for 25 years, and started with a little money her husband gave her as a birthday present. Her general store is called "Elsa" and is set up in her home. Her hours of business start at 6:00am and end at 9:00pm. She learned to manage it herself, and to deal with her suppliers from daily experience. Alba also sells a small amount of cuajada (white cheese similar to ricotta) and candy, so at night her children take turns minding the store, and Alba makes and sells the candy.

She needs the loan she is applying for to buy shortening, brooms, brushes, sugar, coffee, soft drinks, rice, beans, pasta, churros (fried-dough snack), cooking oil, meats, cold cuts, condiments and other products used daily by families. With the help of this loan, she will be able to stock her general store with a variety of products and her customers will be pleased to find the things they need. As well, this will allow her to stand out from the rest of the general stores, because there are a lot of them in her neighborhood.

Her goal is to keep her business thriving and growing in order to have a continuing source of income, and to help her husband to support their family. Alba has had loans on 10 occasions, and has made her payments on time. As well, this has allowed her to expand her business premises.

Her fellow group members have different businesses, such as the sale of meals, second-hand clothing, accessories for women, and school supplies.
View original language description ↓
Alba Alejandrina es una persona de caracter pasivo, amable y gracias a Dios hasta el momento no padece de ninguna enfermedad, tiene 42 años de edad, es microempresaria, casada, tiene dos hijas y dos hijos, y reside en la Colonia Nueva Esperanza en el municipio de Danli. Desde hace 25 años se dedica a la venta de abarroteria, e inició con un dinerito que le dio su esposo como regalo de cumpleaños. Su pulperia se llama Elsa y está instalada en su casa de habitacion, su horario de atencion comienza desde las 6:00 am y culmina a las 9:00 pm, aprendió a manejarla ella sola y a tratar con sus proveedores con el diario vivir. Alba tambien tiene una pequeña venta de cuajada y de golosinas, asi que por las noches sus hijos se turnan para atender la pulperia y Alba elabora y vende las golosinas. El prestamo que ella esta solicitando lo necesita para comprar manteca, escobas, cepillos, azucar, cafe, refrescos, arroz, frijoles, pastas, churros, aceite, carnes, embutidos, condimentos, entre otros productos para el consumo y uso diario de las familias. Con el apoyo de este financiamiento podra surtir su pulperia de una variedad de productos y sus clientes estaran satisfechos de encontrar lo que necesitan, ademas eso le permitirá sobresalir de las demas pulperias porque hay muchas en su colonia. Su meta es mantener activo su negocio y que crezca para seguir teniendo una fuente de ingresos y ayudar a su esposo con el sostenimiento de su familia. Alba ha tenido prestamos por 10 ocasiones y ha cancelado sus cuotas puntualmente y ademas eso le ha permitido ampliar el local de su negocio. Sus compañeras de grupo se dedican a diferentes actividades comerciales como la venta de comidas, ropa de segunda mano, accesorios para damas y utiles escolares.

Additional Information

About FAMA:

Honduras is one of the poorest countries in the Western Hemisphere with approximately 59% of people living below the poverty line. Familia y Medio Ambiente OPDF (FAMA OPDF) is a Honduran non-profit with no religious or political affiliation. FAMA’s mission is to provide quality and opportune financial services so that men and women have equal opportunities to develop their micro or small businesses, whether they focus on agriculture, manufacturing or services. FAMA operates 13 branches throughout Honduras and serves over 12,500 clients.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Honduras

  • $4,200
    Average annual income
  • 25
    View loans »
    Honduras Loans Fundraising
  • $8,141,925
    Funds lent in using Kiva
  • 18.8
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of La Orquidia Group's $1,350 loan helped a member to buy a variety of groceries.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 17, 2011
Listed
Sep 9, 2011
Currency Exchange Loss:
Possible
Ended:
May 19, 2012