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In the picture above, behind Aba are some bags of flour. Near her right hand is some freshly baked bread, arranged to cool before bagging. Aba has been in this business for about eight years in Elmina. She is divorced and taking care of a child. The loan, when acquired, will be used to buy ingredients like sugar, yeast, salt and others to expand the volume of bread she bakes. With the new profits from her expanded business, Aba plans to buy an additional oven.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 35
    View loans »
    Ghana Loans Fundraising
  • $11,958,450
    Funds lent in using Kiva
  • 1.5
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Aba to buy ingredients like sugar, yeast, salt and others to expand the volume of bread she bakes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 3, 2011
Sep 6, 2011
Currency Exchange Loss:
Jan 5, 2012