Phiona is a twenty four year old divorced woman. She has four children and she rents a house in Kasese, Uganda.
Phiona has been dealing in clothes for eight years.She started with a capital of 500,000 shillings and now has 1,500,000 shillings. Her hardship is bad debtors. Her vision is to start another business and to build a good house. Phionah needs the loan money to buy clothes to sell.