Enebish lives with her family in a ger (or traditional nomadic tent) in a remote part of Ulaanbaatar, Mongolia which does not have infrastructure. She is 43 years old and makes a living selling clothes in a large outdoor market. Her husband is often out of town on business, which means that she must raise their children and run her business on her own. She imports her clothing from Ereen, a border city near China, and is applying for a loan for 1,500,000 Mongolian Tugriks to import more clothing to sell. She is working hard to improve her business and her family's life.
Transcapital is one of the leading non-bank financial institutions (NBFI) in Mongolia. Through 12 branches, it serves mainly urban and semi-urban microfinance clients, including a growing number of migrants in the capital city of Ulaanbaatar. Of its clients, almost 68% are women and 60% live in ger districts, settlements made up of houses and traditional Mongolian felt tents that lack basic infrastructure.