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Marcos Vinicio
Marcos Vinicio, 18, is single and has no children. He lives with his parents in Ventanas Canton, in the province of Los Ríos.

The members of the Caminando Hacia el Futuro Communal Bank, located in the Jesús de Gran Poder area of Ventanas Canton, work in short-cycle agriculture, growing corn and rice.

Marcos works in agriculture, growing corn and rice. He buys his products at Marlín Market and in the stalls there and in Ventanas.

He is requesting the loan to buy seeds, supplies, liquid fertilizers, urea, and fertilizer for the crops. The support from the loan would help him economically to supplement his needs in confronting challenges like disease and illness. His dream is to be able to buy a piece of land and build a house to live quietly.

In his spare time, Marcos likes to take walks and spend more time working.
View original language description ↓
Marcos Vinicio tiene 18 años de edad es soltero no tiene hijos vive con los padres en el en el Cantón Ventanas Provincia de los Ríos.

Los miembros de la VCR Caminando Hacia el Futuro, Se encuentra ubicada en el Recinto Jesús de gran Poder, pertenece al Cantón Ventanas se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz.

Marcos se dedica a la agricultura a la siembra de maíz y arroz, Compra sus productos en el Comercial Marlín y las ventas en la misma localidad y en Ventanas.

Solicita el crédito para la compra de semillas, insumos, líquidos, urea y fertilizantes para los cultivos. Con el apoyo del crédito le ayudaría económicamente para suplir necesidades. Enfrentar desafíos como las plagas y enfermedades. Su sueño es poder comprarse un terreno y poder hacer una casa para poder vivir tranquilos.

En los tiempos libres le gusta salir a pasear y dedicar más tiempo al trabajo.


Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 66
    View loans »
    Ecuador Loans Fundraising
  • $23,510,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Marcos Vinicio to buy seeds, supplies, liquid fertilizers, urea, and fertilizer for the crops.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Aug 25, 2011
Listed
Sep 7, 2011
Currency Exchange Loss:
N/A
Ended:
Mar 24, 2012