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Maria Elba
Maria Elba is 32 years old, married, and lives with her husband and 7 children, aged 12, 11, 10, 8, 7, 5, and 3 in Ventanas canton, Los Rios province.

The members of the “Caminando Hacia el Futuro” (Progressing Towards the Future) Communal Bank are located in the “Jesus de Gran Poder” (Jesus of Great Power) settlement in Ventanas canton. They are dedicated to short-cycle agricultural activities, sowing corn and rice. They buy their products in Comercial Marlin and sell their crops in the same location in Ventanas.

Maria Elba is requesting a loan to buy seeds, supplies, urea, liquids, and fertilizers for her crops. The loan will help her economically to supply necessities and confront challenges such as plant plagues and illnesses.

Maria Elba's dream is to be able to buy a lot and build a house where she and her family can live. In her free time she likes to go for walks and travel.
View original language description ↓
María Elba tiene 32 años de edad es casada, vive con el esposo y con los hijos de 12,11,10,8,7,5 y 3 años de edad en el Cantón Ventanas Provincia de los Ríos.

Los miembros de la VCR Caminando Hacia el Futuro, Se encuentra ubicada en el Recinto Jesús de gran Poder, pertenece al Cantón Ventanas se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz.
se dedica a la agricultura a la siembra de maíz y arroz, Compra sus productos en el Comercial Marlín y las ventas en la misma localidad y en Ventanas.

Solicita el crédito para la compra de semillas, insumos,urea, líquidos, urea y fertilizantes para los cultivos. Con el apoyo del crédito le ayudaría económicamente para suplir necesidades. Enfrentar desafíos como las plagas y enfermedades. Su sueño es poder comprar un solar y hacer una casa para poder vivir con la familia.

En los tiempos libres le gusta salir a pasear y viajar.



Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 24
    View loans »
    Ecuador Loans Fundraising
  • $22,853,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Maria Elba buy seeds, supplies, liquids, urea and fertilizers for her crops.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Aug 25, 2011
Listed
Sep 7, 2011
Currency Exchange Loss:
N/A
Ended:
Mar 24, 2012