Banco Mujer Las Luchadoras Group
This is the first loan request submitted by “Banco Mujer Las Luchadoras” after learning about the services offered by Fundación Mujer, thanks to the efforts of Doña Connie. She was a member of another group that disbanded shortly after repaying its loan. However, this did not stop her from starting a new group and she is very pleased with the women who have joined her.
Connie’s main business activity is raising poultry, specifically hens so that she can sell the eggs. She also produces all types of handicrafts and household decorations as a side business to help generate additional household income. Her loan will be invested in the purchase of hens, feed, and vitamins for her animals. Connie has been in business for more than three years, but her main obstacle has been a lack of money to invest in her activities so that she can grow her business and improve the quality of her products. Her goals and objectives are well-defined. They include continuing her studies, having a larger business, and distributing her products throughout the community. These are just some of the dreams that she hopes to achieve through hard work and dedication.
In terms of impact, it is expected that the revenue generated from her microenterprise will help sustain her family financially and contribute toward the improvement of her community. Not only will this loan empower these women in the development of their microenterprises, it will also highlight the role of women entrepreneurs in their community and throughout the entire country.
This loan will be a great help to Connie and the nine other members of her bank, who engage in raising livestock such as pigs and chickens.
Esta es la primera solicitud de crédito de Banco Mujer Luchadoras y se enteraron de los servicios de Fundación Mujer, gracias a que la misma Connie fue parte de un grupo que luego de cancelar un préstamo se desintegró, sin embargo eso no le impidió liderar un nuevo grupo del cual se siente muy satisfecha de las mujeres que lo conforman.
La actividad principal que va a desarrollar Connie es la Avicultura, cría de gallinas ponedoras y venta de huevos, pero también elabora todo tipo de manualidades y decoraciones para el hogar, como una actividad paralela para ayudar a generar más ingresos económicos a su hogar, el préstamo se va a invertir en la compra de gallinas, alimentos y vitaminas para dichos animales. La clienta tiene su negocio hace más de 3 años, y el principal obstáculo que ha tenido que enfrentar es la falta de dinero para invertir en sus actividades, hacer crecer sus negocios, y mejorar la calidad sus productos.
Por eso tiene sus metas y objetivos bien definidos, entre ellos están, seguir estudiando, tener un negocios más grande, y distribuir sus productos por toda la comunidad. Estos son solo algunos de los sueños que se ha propuesto lograr con mucho trabajo y dedicación.
En cuanto a impacto se espera que los ingresos generados por su microempresa ayuden a la sostenibilidad económica de sus familias y al mejoramiento de sus comunidades. Así como lograr el empoderamiento de las mujeres en el desarrollo de sus actividades micro empresariales. Y destacar el rol de las mujeres microempresarias, en su comunidad y en todo el país.
El crédito va hacer de gran ayuda para Connie y sus 9 compañeras del banco, que se dedican a actividades PECUARIAS, como porcicultura y avicultura.
More information about this loan
In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.
About Fundacion Mujer:Fundación Mujer is an organization specializing in the financial and personal development of female entrepreneurs in Costa Rica. They seek to reach underserved populations that may include indigenous communities, immigrants, refugees, victims of domestic violence or women living with HIV/AIDS. Fundación Mujer offers courses in both business and personal development, as well as training in concrete skills such as sewing and other crafts.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid