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Fredy Alberto
Felix Alberto, 37, is married and lives with his wife and 16-year-old son in the canton of Ventanas in Los Rios province.

The village bank 28 de Enero is located in the area known as El Retorn Puerto Pechiche which belongs to the canton of Pueblo Viejo. The bank members work in agriculture, planting short-cycle crops like corn and rice.

Felix is a farmer who plants corn and rice. He buys his products in a business in Puerto Pechiche and sells them there and in Ventanas.

He asks for a loan to buy inputs, compost and fertilizers for the crops. The loan will give him the support to meet his needs. He faces challenges like insects and diseases. His dreams are to have a better quality of life for himself and his family and that his business grows.

He likes to play sports.
View original language description ↓
Félix Alberto tiene 37 años de edad, es casado, vive junto a su esposa su hijo de 16 años en el Cantón Ventanas Provincia de Los Rios.

Los miembros de la V.R.C. 28 DE ENERO se encuentra ubicada en el recinto El Retorno Puerto Pechiche perteneciente al Canton Pueblo Viejo, esta ventanilla se dedica a labores agricolas de ciclo corto siembra de maiz y arroz.

Félix se dedica a la agricultura a la siembra de maíz y arroz . Compra sus productos en un Comercial en Puerto Pechiche y las Vende en la misma localidad y en Ventanas.

Solicita el crédito para la compra de insumos, abono y fertilizantes para los cultivos. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades. Su sueño es tener una mejor calidad de vida junto a la familia y que el negocio se incremente.

Le gusta hacer deporte.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 13
    View loans »
    Ecuador Loans Fundraising
  • $22,566,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Fredy Alberto to buy inputs, compost and fertilizers for the crops.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Aug 25, 2011
Listed
Sep 6, 2011
Currency Exchange Loss:
N/A
Ended:
Jun 16, 2012