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Jose Valentin
Jose Valentin is 41 years old, married, and has three children between the ages of 14 and 17. He and his family reside in the neighborhood of Casa Blanca in the Department of Francisco Morazan.


Jose sells snacks and soft drinks. He started this business because there was no other place in town where one could buy soft drinks and snacks without having to walk a long distance. Jose talked with his wife about his idea of opening a small snack stand and she agreed. Little by little, he restocked his business with other products. His schedule of operation is from 5pm to 11pm. When Jose gets home after completing his work day, he starts helping out at the snack stand as a waiter. His wife takes care of the cooking while he attends to the customers.


The loan Jose is requesting will be used to buy soft drinks, vegetables, meats, flour, oil, miniature greens, sauces, condiments, and other products such as cookies, donuts, and candy. With the support of this loan, his business will be well-stocked and his sales will increase. His goal is to open a restaurant with a large buffet so that he can sustain his household and help his children finish their studies.


This is Jose’s second loan cycle with FAMA and he expresses his gratitude for the loans he has received because they provide a source of income. He is confident that he will complete his payments on time.

View original language description ↓
Jose Valentin, tiene 41 años de edad, es casado, tiene tres hijos entre las edades de 17 y 14 años, y junto a su familia reside en la Aldea Casa Blanca en el Departamento de Francisco Morazan.

Jose se dedica a la venta de golosinas y refrescos. El inicio este negocio porque en su lugar de residencia no existia ningun lugar donde ir a comprar refrescos y/o golosinas, y para hacerlo tenian que caminar una larga distancia. Asi que Jose hablo con su esposa de la idea de poner un pequeño puesto de golosinas y ella acepto. Y poco a poco han ido surtiendo su negocio de otros productos. Su horario de atencion inicia desde las 5:00 pm hasta las 11:00 pm, asi que Jose luego de su jornada laboral, llega a su casa e inicia a ayudar en el puesto de golosinas como mesero, ya que su esposa cocina y el sirve a los clientes.

El prestamo que Jose esta solicitando lo necesita para comprar refrescos, verduras, carnes, harina, aceite, minimos verdes, salsas, condimentos, entre otros productos como ser galletas, churros, dulces. Con el apoyo de este prestamo su negocio estara mejor surtido y sus ventas incrementaran. Su meta es llegar a tener un restaurante de comida buffet grande y prospero para sostener su hogar y ayudar a sus hijos a que terminen sus estudios.

Este es el segundo ciclo de Jose en FAMA y gracias a los prestamos recibidos tiene una fuente de ingresos y confia que hara sus pagos de forma puntual.

Additional Information

About FAMA:

Honduras is one of the poorest countries in the Western Hemisphere with approximately 59% of people living below the poverty line. Familia y Medio Ambiente OPDF (FAMA OPDF) is a Honduran non-profit with no religious or political affiliation. FAMA’s mission is to provide quality and opportune financial services so that men and women have equal opportunities to develop their micro or small businesses, whether they focus on agriculture, manufacturing or services. FAMA operates 13 branches throughout Honduras and serves over 12,500 clients.

About Honduras

  • $4,200
    Average annual income
  • 28
    View loans »
    Honduras Loans Fundraising
  • $8,239,325
    Funds lent in using Kiva
  • 18.8
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Jose Valentin to buy soft drinks, vegetables, meats, flour, oil, miniature greens, sauces, condiments, cookies, donuts, and candy.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 30, 2011
Listed
Sep 8, 2011
Currency Exchange Loss:
Possible
Ended:
Jun 16, 2012