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Alexis
Alexis, 43, lives in Soledad and has a business selling products by catalogue, either directly or to third parties. Apart from this activity she also seeks out market items that do not appear in her catalogues and which her customers ask her for. And she makes desserts with help from the daughter who lives with her. For a year now she has been living in an apartment on the second floor of a relative's home. The father of her children is in the process of buying the apartment as a gift to the family.

Her main customers are homemakers among her neighbors, young students, relatives, employees and customer referrals. She offers great credit and cash terms. Her sales revenue is the sum of all the merchandise she sells. She manages cash to pay her bills and to reinvest in the business which has good financial autonomy, allowing her to meet supplier obligations. Her goal is to buy larger volumes of merchandise in general and finance her orders. She also wants to produce more desserts. But she does not have the necessary capital for all her projects. Therefore she is requesting a credikiva loan which will help her reach her goal immediately. Her profitability is 25%, accounts-receivables 45 days and inventory turnover to days. These are the business indicators she uses for calculating growth potential.
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Alexis D. 43 años D. edad vive en Soledad y se dedica al comercio D. productos mediante guías especializadas o catálogos, directamente y a terceros; además D. esta actividad permanece identificando necesidades en su mercado para hacer compras D. mercancías no exhibidas en su catálogos que sus clientes le han encargado y como si fuera poco, también prepara postres que distribuye con el apoyo D. su hija con L. cual vive. Su vivienda está ubicada en el segundo piso D. una vivienda familiar desD. hace 1 año, y está el padre D. sus hijos en proceso D. compra, para obsequiárselas y con eso tiene grandes sueños. Su principal mercado, son amas D. casa, entre vecinas, jóvenes estudiantes, familiares, empleados y referidos D. sus clientes a quienes les ofrece las mejores opciones D. comprar a crédito y también D. contado. El valor D. sus ventas, son un resumen D. todas las mercancías que comercializa; maneja efectivo disponible para el pago D. sus facturas y para reinvertirlo en su negocio, el cual presenta una buena autonomía financiera que le permite dar respuestas a sus obligaciones con los proveedores y futuras. Su meta es comprar en mayor volumen mercancías en general que le encargan, además D. financiar su cartera y también planea producir postres en mayor volumen. Con todo lo que requiere hacer su capital D. trabajo es insuficiente para lograrlo. Esta es L. razón por L. cual acuD. a su credikiva, con el cual logrará esta meta inmediata. Mientras todos sus sueños se hacen realidad trabaja para lograrlos y consigue obtener en su negocio una utilidad no menor del 25% una rotación D. cuentas por cobrar D. 45 días y sus inventarios rotan cada 2 días y es justamente, desD. estos indicadores , que se impulsa su potencial crecimiento.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 166
    View loans »
    Colombia Loans Fundraising
  • $12,834,025
    Funds lent in using Kiva
  • 1,792.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Alexis to buy larger volumes of ordered merchandise and ingredients to make desserts.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 19, 2011
Listed
Sep 6, 2011
Currency Exchange Loss:
Covered
Ended:
Nov 15, 2012