Susana is 34 years old and her family consists of herself, her husband and 3 children who are currently dependent on them. Susana is a street vendor of mazamorra [corn pudding], an activity which she has been doing for approximately 2 years. The idea came about with the thought of wanting to progress, which is why Susana decided to start her own business.
She also tells us that she knits sweaters, purses, scarves and other things, which she makes upon request. Susana has a goal of establishing a store in her home that offers basic necessities, since she knows that she will generate a better income that way. With the goal of improving her finances, Susana's latest loan request is for buying ingredients to prepare mazamorra such as corn, rice, milk, sugar, etc.
The communal bank "Mujeres Empresarias" is a group composed of 7 members partnered with the program Prosperidad. Magna was unable to be present for this loan due to work-related reasons.
Susana tiene 34 D. edad y su familia está conformada por ella su esposo y 03 hijos que en la actualidad depenD. D. ellos. Susana se dedica a la venta ambulatoria D. mazamorra, la cual lleva aproximadamente 02 años dedicándose a dicha actividad, esta idea surgió con la idea D. querer progresar es por ello que Susana toma la decisión D. emprender su propio negocio, también nos cuenta que se dedica a la confección D. tejidos D. chompas, carteras, chalinas, entre otros, la cual trabaja sobre pedidos. Susana tiene como meta instalar una bodega en su domicilio donD. ofrezca productos D. primera necesidad, pues sabe que D. este modo generaría mayores ingresos. Con el fin D. mejorar su economía Susana solicito su último préstamo para la compra D. insumos D. la preparación D. mazamorras como maíz, arroz, leche, azúcar, etc. La alcancía comunal “Mujeres Empresarias” es un grupo conformado por 07 socios comprometidos con el Programa- Prosperidad.La señora Magna no pudo estar presente en el desembolso por motivo D. trabajo.
EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.