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Tubulwanyise Naluvule Group
In this Group: Badru, Jenifer, Godfrey*, Edith, Lawrence*, Robinah, Jane, Agnes, Gladys, Christine, Fred*, Fred, Deborah, Halima, Hadijja
* not pictured
A retail enterprise is what this 54-year-old father of nine has been banking on for the last 15 years to earn his keep. Badru principally sells a variety of general merchandise, for example, sugar, salt, maize flour, plastics, paraffin, beans, ballpoint pens, exercise books, etc. He plies his trade in the metropolis of Kampala.

A checkered experience is what he expected at the inception of his business. The last 15 years have been marked by fluctuations in his fortunes. The bad times have not caught him off balance and in the good times, he has kept his feet on the ground. Remaining philosophical in the face of hard times has been a stock in trade he has reckoned on to weather the storms in his business transactions.

His retail shop has been doing good business owing to the good reputation he has and the fact that he meets the demand of his customers. Weekly his business's sales profits are to the tune of Uganda shillings 75,000. Badru also subsists on side income from his small farming business.

He says this Kiva loan will be used for the purchase of more retail goods to resell.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 267
    View loans »
    Uganda Loans Fundraising
  • $31,047,900
    Funds lent in using Kiva
  • 2,820.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Tubulwanyise Naluvule Group's $4,525 loan helped a member to purchase more retail goods to resell.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Sep 1, 2011
Sep 5, 2011
Currency Exchange Loss:
Feb 2, 2012