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Mashauri Group
In this Group: Zainabo, Chiruhya, Nsimire, Mayo, Kabira, Banteya, Desange, Naweza, Bwiko, Kavira, Kahambu, Hidika, Balola, Bitakuya, Kavira
This client named Zainabo, leader of the business group called «Mashauri», is a young entrepreneur of 37, the mother of 10 children who all go to school. She sells used clothing. Her husband is a small-scale retailer. She displays her merchandise at the central market of Virunga. She has been earning money through small businesses of this type for nine years, but she has completed eleven loan cycles with Hekima.

This new loan will serve to buy three bales of used clothes for resale. Beyond that, she hopes to see her children grow up comfortably and to expand her business. This client thanks Hekima for its work to help poor women who are excluded from traditional banking.
View original language description ↓
La cliente Zainabo, leader du groupe d’affaire «Mashauri», est jeune entrepreneur, âgée de 37 ans, mère de 10 enfants qui étudient tous. Elle est vendeuse d’habits (friperies). Son mari est un petit commerçant de divers. Elle installe ses marchandises au marché central Virunga. Il y a 9 ans révolus qu’elle exerce ces petites activités génératrices de revenus de ce genre. Cependant, elle vient de réaliser 11 cycles avec le crédit de Hekima. Ce nouveau crédit doit lui servir de s’approvisionner avec 3 ballons de friperies à marchander. En plus, elle souhaite voir ses enfants grandir confortablement et agrandir son entreprise. La cliente remercie Hekima pour ses actions en faveur de pauvres femmes exclues de banque classique.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 22
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,441,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Mashauri Group's $5,000 loan helped a member to buy three bales of used clothing.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 26, 2011
Aug 29, 2011
Currency Exchange Loss:
Feb 1, 2012