Damien is 34 years old, married, and has three children between three and seven years old. He sells charcoal. The borrower put leaves on the sacks of charcoal to cover and then sales sacks in wholesale not in retail. He has three years of experience in this business. He works from 7:00 a.m. until 8:00 p.m. every weekday and he currently employs one person to help him.
Damien has requested a loan from Kiva lenders via Vision Finance Company to expand his business by purchasing more charcoal covered in the sacks for sale. Once his business is expanded, he hopes to reinvest in this business and to save for the future.
About Vision Finance Company s.a – Rwanda (VFC)
Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.
VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.