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Laok, 31, is a married man and father of three school-aged children. He currently opens a small store in front of his house. From this trade he gains a low income per day. Taking time from this business, Laok has been running a small business as a charcoal seller. Here Laok earns about $3 each day also.

He now wants to improve his charcoal business but has a lack of capital, so he has decided to request some funds from HKL and Kiva. He will use these funds to purchase more charcoal. He expects that this fund will develop his business and gain more revenue everyday.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • 4,072.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Laok to buy more charcoal to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 16, 2011
Sep 5, 2011
Currency Exchange Loss:
Jan 16, 2012