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Kalsoom's Group
In this Group: Kalsoom, Ghulam Fatima, Sugran, Fatima, Samina
Kalsoom has applied for a loan from Kiva partner Asasah for her husband who is a rickshaw driver by profession. He provides transport facilities to the passengers and generates income for the family. With the loan, he will repair the rickshaw’s engine because now it is creating problems and doesn’t allow him to drive it for long hours.

Kalsoom is the mother of three children. Two of the children are enrolled in a local school getting their education. She is a housewife who stays at home and does her household responsibilities. Kalsoom is very hopeful that a fully repaired rickshaw will enable her husband to drive it for longer hours and facilitate many more passengers in a day.

Note: In the photo, the lady with a book (called Asasah Passbook) is Kalsoom.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 304
    View loans »
    Pakistan Loans Fundraising
  • $15,642,300
    Funds lent in using Kiva
  • 86.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kalsoom's Group's $1,175 loan helped a member to repair a rickshaw.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 26, 2011
Aug 31, 2011
Currency Exchange Loss:
Aug 15, 2012