Kalsoom is the mother of three children. Two of the children are enrolled in a local school getting their education. She is a housewife who stays at home and does her household responsibilities. Kalsoom is very hopeful that a fully repaired rickshaw will enable her husband to drive it for longer hours and facilitate many more passengers in a day.
Note: In the photo, the lady with a book (called Asasah Passbook) is Kalsoom.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid