Seum is 29 years old. She is married to Heng and they have three children. They are all in school. Seum has been generating her income by raising pigs. From this business, she earns approximately $5 USD each day. Seum would like to purchase feed but lacks capital so she wishes to request some funds so she can buy concentrated feed for fattening her pigs. She wants to increase her business so that her micro-enterprise will grow more each day through this loan. This will allow her to provide her customers with the best product whenever her pigs are ready to be sold.
Seum’s business was started as a new source of revenue so she could improve the quality of life for her family and provide the best education for her children. Her final goal is to meet the expectation that all of her projects will be larger in the future. This is the first loan with Kiva and the fourth loan with HKL. She says that becoming a member of this micro-finance was an excellent decision because obtaining a loan is an easier, faster process and the interest rate is low. She is very grateful to all the lenders who always help her family. She hopes that this loan will improve her income per day.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.