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Farzana's Group
In this Group: Farzana, Bilquis, Nasreen, Kosar Parveen, Rehana
Farzana is unmarried and lives with her father. She is 38 years old and is involves in making & selling artificial jewelry. She makes bracelets and neck chains with beads. There is a high demand for these items among women and especially girls. She also sells jewelry in her region by purchasing them from different areas in good quantities.

EID (a Muslim occasion) is near and she has a larger number of orders to fulfill. That’s why she has applied for a loan from Kiva partner Asasah. With the loan, she will buy jewelry of good designs in a larger quantity and beads of different varieties to be able to meet her orders and earn a profit. She is very talented and has been operating her business for more than a year. She is very confident that an investment will help her earn large profits and improve her business conditions.

Note: In the photo, the lady raising her hand is Farzana.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 310
    View loans »
    Pakistan Loans Fundraising
  • $15,673,250
    Funds lent in using Kiva
  • 86.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Farzana's Group's $1,100 loan helped a member to buy jewelry and beads.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 25, 2011
Aug 31, 2011
Currency Exchange Loss:
Aug 15, 2012