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Diana Beatriz
The Montecristi Community Bank meets every 15 days in the village of Montecristi, which is known for its rich pre-Columbian culture and for its craft-work that is recognized at a national and international level. The village is famous for its straw hats. It is here we find Diana. She is 43 years old, married and has a 19-year-old daughter, who is engaged and has a beautiful baby whom Diana adores. Diana's husband is a soda distributor. She works as a teacher at a city school and also makes a living in commerce, selling Avon beauty products and accessories. She teaches Monday through Friday and makes her sales in her free time, selling items to co-workers and mothers who come to the campus. She sells her items on credit and collects every 15 days. She has been doing this activity for three years and it is going very well. Her husband distributes soda all over the city with his car. With the loan, Diana plans to purchase perfumes, creams and cosmetics to sell as well as sodas for her husband's business. She has been with the community bank for three years and enjoys it because the interest rates are a lot lower compared to other banks. Her dream is to have a state appointment as a teacher.
View original language description ↓
EL Banco Comunal Montecristi se reúne cada quince días en el Cantón Montecristi, conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

En este lugar conocimos a la señora Diana, tiene 43 años de edad, está casada y de esta relación tienen una hija de 19 años la cual ya está comprometida y tiene una hermosa bebe que es la adoración de nuestra amiga. Su esposo es distribuidor de sodas.

Nuestra amiga trabaja de maestra en una escuela de la ciudad y también se dedica al comercio, ella vende productos Avon (productos de belleza, cosméticos, perfumería y accesorios para damas). Trabaja de lunes a viernes y sus ventas las realiza en su tiempo libre, vende a sus compañeras y madres de familia que llegan hasta el plantel, deja sus productos a crédito y cobra cada quince días. Tiene tres años que se dedica a esta actividad y le va muy bien. Su esposo también se dedica a distribuir sodas en su carro por toda la ciudad.

Este crédito es para comprar perfumes, cremas y cosméticos para la venta y sodas para el negocio del esposo. Lleva tres años en el Banco Comunal y le gusta porque los intereses son muy bajos en relación a otros bancos.

Sus sueños son tener un nombramiento del estado como maestra.


About Ecuador

  • $10,200
    Average annual income
  • 16
    View loans »
    Ecuador Loans Fundraising
  • $22,837,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Diana Beatriz to purchase perfumes, creams, cosmetics and sodas.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 18, 2011
Listed
Aug 31, 2011
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2012