The "Guey wod dobal of 1" group is made up of 5 married women. Their main activity during the wintertime is the cultivation of millet and groundnuts. Unlike the fields the men work in, which are located several kilometers away, the women's plots of land are situated near the village. The women normally divide their time between doing household chores and working on their allotments. However, at present, the only available money-making activity is sheep fattening. The women therefore find themselves extremely busy taking care of their family's needs, as well as their own.
The group's leader (on the right of the picture, in red) is the mother of 8 children, 5 of whom go to primary school. Her school-age children also accompany her to the fields to help her to fatten the sheep, which will eventually be sold. The "Guey wod dobal of 1" group is a member of UIMCEC and has already been granted 8 loans. The women are now asking for a loan of 500000F with which to buy 10 sheep and some animal feed. Their goal is to successfully carry out sheep fattening.
Le groupement "Guey wod dobal of 1" est composé de cinq femmes toutes mariées.Leur principale activité durant l'hivernage est la culture du petit milet et de l'arachide. Contrairement aux hommes qui marchent des kilométres pour aller aux champs, leurs parcelles de culture sont juste situées à proximité des habitations.Elles partagent ainsi leur temps entrent les taches ménagères et les activités champetres.Toutefois, durant cette période, la seule activité génératrices de revenus est l'emouche ovine.Ainsi, les femmes participent fortement à la prise en charge des besoins de leurs familles et de leurs propres besoins.le chef du groupe (en rouge à droite),est mère de 8 enfants dont 5 fréquentent l'école primaire. Ces derniers l'accompagnent aux champs et l'aident à engraisser ses moutons qui seront vendus à terme.Le groupe est membre de l'UIMCEC qui lui a octroyé 8 crédits.Les femmes sollicitent aujourd'hui un pret de 500 000F pour l'achat de 10 moutons et d'aliment bétail. Leur ambition est d'arriver à pratiquer l'embouche bovine.
This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.