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Iemaima, a 36-year-old married mother of two children, owns and operates a business venture selling baked goods in the local community. With two years of experience in this business, she is requesting a loan of WST $1500 to purchase sacks of flour and sugar, baking powder, and flavouring. She plans to use the profit from her business (estimated to be 190 talas or US $79 per week) to make improvements to her house.

In 2009, Iemaima joined SPBD to gain access to financial services. Most of SPBD's clients are unable to borrow from commercial banks because they lack collateral. This is Iemaima's second loan with SPBD.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 7
    View loans »
    Samoa Loans Fundraising
  • $7,960,550
    Funds lent in using Kiva
  • 2.2
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Iemaima to purchase sacks of flour and sugar, baking powder, and flavouring.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 19, 2011
Sep 28, 2011
Currency Exchange Loss:
Sep 15, 2012