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Jose Humberto
José Humberto is 42 years old. He is a truck driver, married, and the father of two children. He and his family live in Colonia Bella Vista in the city of Danli.
José transports heavy freight and travels extensively throughout the country carrying merchandise and consequently, hardly spends any time with his family. So, three years ago, he was presented with the opportunity to purchase a taxi license and then without much thought, decided to buy it as well as a used car for the taxi service. His work day begins early in the morning and ends late at night. As his own boss, when his wife and family need him, he happily sets aside time for them.
He needs the loan to buy tires and to repair the taxi’s engine. With the support of this loan, José will maintain his vehicle in good condition and will be able to continue having a source of income to support his family. His challenge is saving a little of his daily income so that he can purchase a new vehicle and stop spending so much on the maintenance of his current vehicle since it is old.
This is his first loan cycle with FAMA and he hopes to be able make his payments on time
View original language description ↓
Jose Humberto tiene 42 años de edad, es transportista, casado y padre de dos hijos, y junto a su familia reside en la Colonia Bella Vista en la ciudad de Danli.

Jose se dedicaba a ser chofer de transporte pesado y recorria gran parte del pais llevando mercaderia, y casi no pasaba tiempo con su familia, asi que hace tres años atras se le presentó la oportunidad de comprar un numero de taxi y entonces sin pensarlo mucho decidió comprarlo y tambien un carro usado para taxear. Su horario laboral inicia temprano por las mañanas y culmina en la tarde-noche, y como es su propio jefe cuando sus esposa o hijos requieren de su tiempo él felizmente se los dedica.

El prestamo que está solicitando lo necesita para la compra de llantas y para el arreglo del motor de su unidad. Con el apoyo de este prestamo Jose mantendrá su unidad en buen funcionamiento y podrá seguir teniendo una fuente de ingresos para el sostenimiento de su familia. Su desafio es ahorrar un poco de los ingresos diarios que le deja la taxeada para poder comprar una unidad nueva y dejar de gastar tanto en el mantenimiento de su actual unidad ya que esta vieja.

Este es su primer ciclo en FAMA y espera poder cumplir con el compromiso de sus pagos puntualmente.

Additional Information

About FAMA:

Honduras is one of the poorest countries in the Western Hemisphere with approximately 59% of people living below the poverty line. Familia y Medio Ambiente OPDF (FAMA OPDF) is a Honduran non-profit with no religious or political affiliation. FAMA’s mission is to provide quality and opportune financial services so that men and women have equal opportunities to develop their micro or small businesses, whether they focus on agriculture, manufacturing or services. FAMA operates 13 branches throughout Honduras and serves over 12,500 clients.

About Honduras

  • $4,200
    Average annual income
  • 50
    View loans »
    Honduras Loans Fundraising
  • $8,000,800
    Funds lent in using Kiva
  • 18.8
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Jose Humberto to pay labor on the repair of his vehicle.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Jul 28, 2011
Listed
Aug 31, 2011
Currency Exchange Loss:
Possible
Ended:
Nov 15, 2012