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Diana Karolina
The Communal Bank "Amigas De Espoir" meets every two weeks in the beautiful city of Calceta. The city is well-known, and has a nickname of "Calceta without equal" because of the beauty of its women, and because for its inhabitants, there is no more beautiful city in the entire world.

This is where Señora Diana lives. She is 23 years old, and in a common law marriage from which she has a five-year-old child and and 11-month-old baby. The older child attends school. Her husband works in retail.

Our friend works in business together with her husband; they sell all types of clothing. Their sales approach is to go door to door. She tells us that her husband goes to other places, while she also works out of her home where her customers come to her. This is also because her baby is still very young, so it's difficult for her to accompany her husband on his trips, although she used to do so regularly before her son was born. They work everyday, selling on credit and making the charges each weekend. They buy their merchandise in Quito and Guayaquil as they need it. They have been working in this business for five years, and have many customers.

They will use this loan to buy more merchandise, such as: trousers, blouses, T-shirts, and children's clothing.

She has been a member of the Communal Bank since the beginning, and likes it because of the loans, which are a great help for her business and for her personal life. Her dreams are to have a vehicle to use to improve her sales.
View original language description ↓
EL Banco Comunal Amigas De Espoir se reúne cada quince días en la hermosa ciudad de Calceta, ciudad conocida con el nombre de “Calceta la sin par” por la belleza de sus mujeres y porque para sus habitantes no hay ciudad más hermosa en el mundo.

En este lugar vive la señora Diana, tiene 23 años de edad y mantiene una relación de unión libre de la cual tiene dos hijos de 5 años y un bebe de 11 meses, el mayor estudian en escuela. El marido es comerciante.

Nuestra amiga junto a su marido se dedican al comercio, ellos venden ropa de todo tipo, su forma de venta es puerta a puerta, nos cuenta que mientras su marido se desplaza a otros lugares ella también vende en su casa hasta donde llegan sus clientes ya que como su bebe está muy pequeño se le hace difícil acompañar a su marido en sus recorridos pero que antes de nacer su hijo lo hacía con frecuencia. Ellos trabajan todos los días dejan a crédito y cobra cada fin de semana. Su mercadería compran en Quito y Guayaquil cada vez que necesitan. Llevan cinco años que se dedican a esta actividad y tienen muchos clientes.

Este crédito lo va emplear en comprar más mercadería como: pantalones, blusas, camisetas y ropa de niños. Está en el Banco Comunal desde el inicio y le gusta porque los créditos son de gran ayuda para su negocio y su vida personal.

Sus sueños son tener un carro para realizar mejor sus ventas.

About Ecuador

  • $10,600
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $775 helped Diana Karolina to buy trousers, blouses, T-shirts and children's clothing.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 16, 2011
Listed
Aug 31, 2011
Currency Exchange Loss:
N/A
Ended:
Feb 15, 2012