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Martha Lidia
Martha Lidia is 54 and lives with her husband and 12-year-old son in the Belén quarter of the city of Juticalpa. She sells merchandise such as shoes, clothing, lotions, cosmetics and other personal care items. She started her business because her husband's salary was not enough to cover expenses and she decided to help out. She organized part of her house to set up a small store to obtain extra income for the family.

One of the disadvantages of her business is that the store is located on a dirt road. With the climate being very hot she must keep the door open and the merchandise then gets covered with dust. Martha is requesting a loan to buy goods such as clothing and lingerie, shoes, sandals, cosmetics, perfumes and other items. With the help of the loan she will be able to keep her store well stocked so she can increase sales and her household income. Her goal is to make the necessary improvements to exhibit merchandise so it won't get damaged. Martha has been a FAMA member for three cycles, always paying back the loans on time. Because of her promptness she was awarded for being one of the institution's best customers.
View original language description ↓
Martha Lidia tiene 54 años de edad, y junto a su esposo y a su hijo de 12 años reside en Barrio Belén en la Ciudad de Juticalpa. Ella se dedica a la venta de mercadería como ser calzado, ropa, lociones, cosméticos y otros productos de uso personal. Inició este negocio porque los ingresos de su esposo eran pocos y para ayudarlo decidió destinar una parte de su casa para instalar una pequeña tienda y así tener un ingreso extra que le permitiera llevar parte del sustento para la familia. Una de las desventajas que enfrenta es que su negocio está ubicado enfrente de una calle de tierra y dado a que el clima es muy caliente debe mantener la puerta de la tienda abierta y la mercadería se le llena de polvo. Martha solicita el préstamo para comprar mercadería como ropa interior y de vestir, zapatos, sandalias, cosmeticos, perfumes, entre otros. Con el apoyo de este préstamo podrá mantener su tienda bien surtida e incrementar sus ventas y así llevar el sustento a su hogar. Su meta es hacerle mejoras a su local para que el producto exhibido no se le dañe. Martha ha sido cliente de FAMA por tres ciclos y su comportamiento de pago es muy bueno, cabe mencionar que por su puntualidad ha sido premiada como una de las mejores clientas de la institución.

Additional Information

About FAMA:

Honduras is one of the poorest countries in the Western Hemisphere with approximately 59% of people living below the poverty line. Familia y Medio Ambiente OPDF (FAMA OPDF) is a Honduran non-profit with no religious or political affiliation. FAMA’s mission is to provide quality and opportune financial services so that men and women have equal opportunities to develop their micro or small businesses, whether they focus on agriculture, manufacturing or services. FAMA operates 13 branches throughout Honduras and serves over 12,500 clients.

About Honduras

  • $4,200
    Average annual income
  • 35
    View loans »
    Honduras Loans Fundraising
  • $7,982,500
    Funds lent in using Kiva
  • 18.8
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Martha Lidia to buy merchandise such as , , cosmetics, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 23, 2011
Listed
Aug 31, 2011
Currency Exchange Loss:
Possible
Ended:
Aug 16, 2012