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María Gabriela
María Gabriela is a member of the “Amaican” Communal Bank in the commune of Pudahuel, city of Santiago.

She operates a costume business from her home and charges a per day rental fee. She has been providing this service for five years. She has 700 costumes for children and adults. She buys them in the barrio of Patronato and by bundle from distributors. She also makes costumes.

María Gabriela has marketed her business on the internet, which has made it possible to increase her customer base. With the loan, she will buy typical costumes, specifically Huasco, Chilate (the native people of Chiloé Island), Pascuense (the native people of Easter Island) and others. Her goals are to continue acquiring a wide variety of costumes in order to provide better service to her customers.

María Gabriela lives with her parents and three brothers who also help her take care of her business when she is not home. Her dream is to complete her university degree in dental laboratory technology. She continues with her business mainly because the income pays for her college studies and the flexibility of the schedule gives her time to study.

She is very happy and grateful for the loan provided by Fondo Esperanza, since it will allow her to invest in her business and possibly generate more profits. Maria Gabriela feels very comfortable with the communal bank as interpersonal relationships are very good and the group works very well together. The training had been very good and has helped her organize her business.

Pudahuel is a commune in the western sector of Santiago (capital of Chile), Metropolitan region. It is a Mapudungun word (of the Mapuche language) that translates as “place where the waters meet” or “place of puddles” because it has a diverse network of rivers comprised of the Mapocho River and the Lampa, Carén, and Las Cruces estuaries. Their soils are favored for agricultural production because of the existence of abundant groundwater.
View original language description ↓
María Gabriela integrante del Banco comunal “Amaican” perteneciente a la comuna de Pudahuel, ciudad de Santiago.
Ella se dedica al servicio de disfraces y los arrienda por día en su casa. Entrega este servicio desde hace 5 años. Cuenta con 700 disfraces para niños y adultos. Estos los compra en el barrio “Patronato”, también por fardos en distribuidoras y además los confecciona ella.
María Gabriela tiene publicidad de su negocio por internet, lo que ha facilitado que el número de clientes se incremente.
Con el crédito comprará disfraces típicos, específicamente de huaso, chilote, pascuense, entre otros.
Sus metas son seguir adquiriendo más variedad de disfraces, para contar con un mejor servicio para sus clientes.
María Gabriela vive junto a sus padres y 3 hermanos, quienes también le ayudan atender su negocio, cuando ella no se encuentra en su domicilio.
Sus sueños son terminar su carrera universitaria en la carrera de laboratista dental. Sus motivaciones de continuar con el negocio se deben principalmente a que con estos ingresos puede costear sus estudios superiores y la disponibilidad horaria que le brinda tiempo para estudiar.
Ella está muy contenta y agradecida del crédito otorgado por Fondo Esperanza, ya que le permitirá invertir en su negocio y la posibilidad de generar mayores ganancias. María Gabriela se siente muy cómoda con el grupo del Banco comunal, ya que las relaciones interpersonales son muy buenas y es un grupo muy afiatado. Las capacitaciones han sido muy buenas y le han servido para organizar su negocio.
Pudahuel es una comuna del sector poniente de Santiago (capital de Chile), región Metropolitana. Es un vocablo del mapudungun (lengua mapuche) que se traduce como “lugar donde se juntan las aguas” o “lugar de charcos”, debido a que posee una variada red fluvial compuesta por el río Mapocho y los esteros Lampa, Carén y Las Cruces, lo que favorece sus suelos para la producción agrícola por la existencia de abundante agua subterránea.

Additional Information

About Fondo Esperanza

Fondo Esperanza (FE) is a private non-profit organization that supports entrepreneurship by providing micro-credit and training to people living in poverty in well over 100 cities throughout Chile. By providing these services, FE aims to improve the living conditions of the entrepreneurs and their families. In 2010, FE provided loans to more than 41,000 entrepreneurs. It utilizes a communal banking model in which groups of 18 to 25 clients meet on regularly and guarantee each other’s loans. The members use their portion of the loan to create or expand their own businesses. In the group meetings, clients receive training though the FE Entrepreneurship School, which enhances clients’ personal and business skills and ability to work in groups.

About Chile

  • $14,900
    Average annual income
  • 0
    View loans »
    Chile Loans Fundraising
  • $2,587,775
    Funds lent in using Kiva
  • 467.0
    Chile Pesos (CLP) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped María Gabriela to buy tyical costumes, specifically Huaso, Chilote, Pasuense, and others.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 12, 2011
Listed
Aug 31, 2011
Currency Exchange Loss:
Possible
Ended:
Jan 15, 2012