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Santa Rosa De Lima Group
In this Group: Esperanza Consuelo, Rita Celinda, Salbino Carnacion, Cipriana Nelly, Jaqueline Enma, Angela Marielena, Berenice Nathaly
The “Santa Rosa de Lima” (St. Rose of Lima) communal bank is a new group composed of seven enthusiastic members with the wish to start working with the Prosperidad Program.

Jacqueline was elected Treasurer by the group members. She has a spouse and is 38 years old; she has two minor, school age children. Jacqueline, like most of the residents of the town of Huariquiña, is a farmer growing alfalfa that she later sells in her community’s markets. She started this activity following in her parents’ footsteps that were also in this occupation. With her efforts, Jacqueline has been able to contribute towards household expenses and to improve herself. Because of this, she relates that six months ago she opened a small grocery store where she stocks basic need items. She’s going to use this most recent loan to buy rice, milk, sugar and pasta, among others.

Jacqueline’s wish is to finish building her house so that she can offer room and board thus having an additional source of income. The Santa Rosa de Lima communal bank is very grateful because you make their progress possible.
View original language description ↓
La Alcancía Comunal “Santa Rosa de Lima” es un nuevo grupo la cual está formado por 07 integrantes entusiastas y con deseos de empezar a trabajar con el Programa- Prosperidad.
Jaqueline fue elegida tesorera por los miembros del grupo, ella es conviviente tiene 38 años de edad con 2 hijos menores en etapa escolar, Jaqueline como la gran mayoría del pueblo de Huariquiña se dedica a la agricultura de la siembra de alfalfa la cual luego las vende en los mercados de su comunidad, ella comenzó esta actividad siguiendo el ejemplo de sus padres quien se dedicaba a dicha actividad, con su esfuerzo Jaqueline a podido aportar con los gastos del hogar y superarse es por ello que hace 6 meses nos cuenta que aperturo una pequeña tienda donde ofrece productos de primera necesidad, su ultimo crédito lo invertirá en la compra de arroz, leche, azúcar, fideos ente otros. El deseo de Jaqueline es de terminar de construir su vivienda para así brindar hospedaje la cual tendría un ingreso mas para su hogar. La Alcancía Comunal “Santa Rosa de Lima” están muy agradecidos ya que hacen posible su progreso.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 98
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Santa Rosa De Lima Group's $900 loan helped a member to buy pasta, milk, sugar and rice.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 19, 2011
Listed
Aug 31, 2011
Currency Exchange Loss:
Covered
Ended:
Jan 15, 2012