Prosperemos- Cusco Group
The member is Felicitas; she is 46 years old, married, and has three children. She works in her grocery store. Felicitas has her own business on the ground floor of her house. She lives in San Jerónimo District and is very hardworking. She wants to continue supporting her husband and children at home. This is why she opens her store at 6:00 a.m. and waits for the bread man to bring her fresh bread, arranges the entire store and prepares breakfast for everyone in the house. Since her store is next to the dining room, she does not have to leave to watch the store while also taking care of her children.
Felicitas needs the loan at this time to buy basic groceries like rice, oil, sugar and milk.
In the photo there are two members, Marleni and Roxana, who arrived a few minutes after the meeting began and who had prior permission for the delay.
The other communal bank members do work like providing lodging, restaurant services, national police, handicrafts and clothing sales.
Felicitas is grateful for the support given her, and she promises to make her payments in a disciplined manner.
La socia Felicitas; tiene 46 años D. edad, la socia es casada; la socia tiene 3 hijos; La socia trabaja atendiendo su tienda D. abarrotes, la socia tiene en casa en la planta baja su propio negocio, ella vive en el Distrito D. San Jerónimo y es muy trabajadora, la socia desea seguir apoyando en casa a su conyugue y a sus hijos, razón por la cual la socia habre su tienda a las 6:00 a.m. espera al señor del pan que le traiga los panes frescos, acomoda toda la tienda, prepara el desayuno para todos en casa; y como su tienda esta junto a su comedor ella no se despega D. atender la tienda y esta también atendiendo a sus hijos, la socia en esta ocasión requiere el préstamo para invertir en la compra D. mercadería, tales como arroz, harinas, aceite, leche y otros productos D. abarrotes. La socia solicita el préstamo para invertir en la compra D. productos D. abarrotes D. primera necesidad como arroz, aceite, azúcar, leche.
En la foto estan las dos socias; la srta. Marleni y Roxana que vinieron unos minutos despues D. comenzada la reunión con previo permiso por la tradanza.
Los otros socios del banco realizan actividades como, atención en hospedaje, en restaurante, policía nacional, artesanía, venta D. ropa.
La socia agradece el apoyo que se le otorgara y así mismo se compromete a cumplir D. manera disciplinada con los pagos D. las cuotas.
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid