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Azganush
Azganush is from the village of Anoushavan in the Shirak region of Armenia. She is a widow with a thirty year old daughter. She has a high school education and has been working in agriculture for the past twenty years. She provides economic support to her mother and sister.

Azganush considers herself to be a hardworking, honest person. She hopes to save enough money to renovate the family home. She would like a loan to purchase additional livestock. She expects her income to increase by twenty percent with this investment. She is pleased with the services of microfinance and the prices are reasonable. She wants to continuing living in Anoushavan, surrounded by her relatives and friends.

Additional Information

About AREGAK Universal Credit Organization

In 1997, United Methodist Committee on Relief (UMCOR) established the AREGAK microfinance program with the aim of creating economic opportunities for low-income people who lack or have limited access to formal financial services, especially in remote rural areas. The microfinance program rapidly became one of the largest microfinance institutions in Armenia in terms of the number of active clients and portfolio size.

In 2006, AREGAK UCO was registered as a universal credit organization structured as a closed joint stock company with UMCOR as the sole shareholder.

Today, AREGAK UCO provides a broad range of financial services to the population without compromising the social aspects of its mission. It continues pursuing initiatives geared toward the fulfillment of its ethical principles. To learn more about AREGAK UCO, visit its Kiva Field Partner page.

About Armenia

  • $6,300
    Average annual income
  • 111
    View loans »
    Armenia Loans Fundraising
  • $14,056,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD