Khot is a 29 year-old woman living in Baray district, Kampong Thom province, Cambodia. She is married to Nan, who is in the same age. The couple has three children who are not yet old enough for school.
Khot and Nan have a small fishing business. After fishing, Khot brings her fish to sell at the local market, which is far away from her community. She spends time riding a bicycle to the market every day. She and her husband have decided to purchase a new motorbike to allow them to transport their business in time. Due to the lack of money, Khot wishes to borrow some funds through HKL's partnership with Kiva.
This is Khot's third cycle of using a loan from HKL and the first cycle from Kiva. Based on the use of loans from one cycle to another, this family is getting better and better. In the future, they want to live in a bigger house and send their children to university.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.