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Koy is 46 years old. He is a married man living in Kompong Speu Province, Cambodia. Presently, he is a farmer. He has generated income from his farming business for many years with his wife. He grows rice crops in the land his grandparents own. From this business, he earns about $2 each day. He and his wife have four children. To assist his income, three children of his are working hard as garment and sewing factory workers in Phnom Penh city, where they earn a suitable salary per month. His other children are in school.

Due to the rainy season and the lack of capital, he is requesting a loan in order to grow his farming business. He will use this loan to purchase fertilizer, seeds and other materials for supporting his farming business. He hopes that this loan will create more income in his family to widen their house. And on the other hand, he will send his children to study at a high level, as others.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 283
    View loans »
    Cambodia Loans Fundraising
  • $37,506,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Koy to purchase fertilizer, seeds and other materials.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Aug 3, 2011
Sep 5, 2011
Currency Exchange Loss:
Nov 15, 2012